Top 5 Reasons Why Your UPI Transactions Get Failed

04 October 2023

By: Girish Kumar Anshul

The Unified Payments Interface (UPI) has completely changed how we do online transactions today. However, there are times when you run into failed transaction errors. Here are some of the reasons for it. 

Slow internet connections are a common cause of payment failures. If your mobile phone isn't properly connected to the internet, transfers can get stuck or fail.

1. Slow Internet

2. Daily UPI Payment Limit Exceeded

The maximum number of UPI payments per day is often set by banks. Once the limit has been reached, no more transactions can be made.

If the bank servers are down users often receive a pop-up while making payments. As a result of this, the payments get cancelled.

3. Bank Servers Not Working

Entering the correct UPI pin is crucial for successful online payments. Transaction failures often occur when users mistakenly enter the wrong pin.

4. Incorrect UPI Pin

Sometimes, users don't realise their bank balance is too low when making payments, causing transactions to fail. Avoid this by checking your balance before paying to prevent any inconvenience.

5. Insufficient Balance

In case of a failed UPI transaction, it’s advisable to inform your bank and the National Payments Corporation of India (NPCI), which manages the UPI payments system.