Top 5 Most Used UPI Payments Apps In India 2023

22 september 2023

By: samira siddiqui

UPI Payment App

UPI Payment apps are mobile applications that allow users to access and utilise the UPI platform for various financial transactions. These apps enable users to send and receive money, pay bills, make online purchases, and perform other financial activities seamlessly through their smartphones.

Most Used UPI Apps

Some popular UPI payment apps in India include Google Pay, PhonePe, Paytm and various banking apps. With just a few taps, users can instantly send or receive money 24/7, making it a game-changer for both urban & rural populations. Here's the list of the top 5 most used UPI payments app in the year 2023.

1. Google Pay

Google Pay is a popular UPI payment app known for its user-friendly interface and seamless integration with Gmail and other Google services. It enables users to send money, pay bills, make online purchases, and even offers rewards for transactions.

India is Projected to See 1 Billion UPI Transactions By 2027

2. Paytm

It is one of India's leading digital payment platforms. In addition to UPI payments, it offers a wide range of services, including mobile recharges, bill payments, and digital wallet features. It is renowned for its numerous cashback offers and solutions for paying utility bills.

3. Amazon Pay

Amazon Pay, integrated with the Amazon shopping platform, allows users to make secure UPI payments for purchases on Amazon and other partner websites. It offers a convenient one-click payment solution and cashback incentives.

4. PhonePe

PhonePe is a versatile UPI payments app offering a range of financial services. Users can transfer money, pay bills, invest in mutual funds & more. It's known for its user-centric features and a wide network of merchant partners, facilitating easy transactions in various domains.

5. PayPal

While PayPal is widely recognised for international transactions, it also supports UPI payments in India. It provides a secure platform for sending and receiving money globally, making it a preferred choice for cross-border transactions.

These UPI payments apps are not only highly reputable but also widely adopted by the public for UPI transactions and other financial purposes.